Best Travel Insurance for Cuba

In 2015, a record breaking 3.1 million tourists visited Cuba, representing a 17.6% increase from the previous year. Tourism is the most dynamic sector of Cuba, which becomes quite evident by the fact that in 2016, 4 million tourists visited Cuba, reflecting a 13% rise from 2015, according to Cuba Business Report. It was further added that these 4 million tourists contributed a whopping $3 million to the Cuban coffers.

When entering Cuba, visitors need to be equipped with a return air ticket, a visa valid for at least a month beyond the expected date of departure, evidence of sufficient funds to meet their financial needs in the country, and, most importantly, proof of travel health insurance.

Starting in May 2010, the government of Cuba has made it mandatory for both visitors from overseas as well as Cubans living abroad to arm themselves with a suitable travel health insurance plan, which should cover for medical emergencies, medical evacuation by air and repatriation prior, to arriving on the island of Cuba. Although the Cuban health system guarantees the necessary medical care through a network of hospitals and polyclinics in case of any medical emergency, the reason for insurance being a prerequisite for a visa is that the Cuban government will not allow you to leave the country if you have any outstanding medical bills.

If you too are planning your visit to Cuba any time soon, here is a list of some of the best travel insurance plans you can purchase before the trip.

Top 3 Travel Insurance Plans for Cuba to Choose From

Patriot International

Administered by IMG, Patriot International medical insurance is a comprehensive medical coverage for American citizens travelling outside of America. Depending on the needs of different travellers, the plan offers different coverage and limit options, from $50,000 to $2,000,000. The plan offers coverage right from five days to two years, making it ideal for any kind of trip. The policy gives you the freedom to seek treatment with a hospital or doctor of your choice, making the plan much more desirable.

Liaison International Insurance

Administered by Seven Corners, Liaison International Insurance is a great plan for individuals and families travelling outside their home country. The travel insurance plan provides medical health coverage and emergency services, covering for any unexpected sickness or injury that occurs after the policy becomes effective. Like most other travel insurance plans, this policy also pays 80% for the first $5,000 and then 100% up to the policy maximum, after deductibles, for all covered services.

Atlas International Insurance:

The HCC administered Atlas International travel insurance is a single trip medical plan available to US and non-US citizens travelling outside of their home country, but not within the US. The plan offers good medical coverage of up to $1,000,000 from as few as 5 days to as long as 364 days. As an added perk, the plan offers $50,000 or $1,000,000 coverage for acute onset of pre-existing conditions during international travel.

Those who haven’t bought travel insurance prior to the trip can buy it from a Cuban insurance company that has its offices at the port, airport or marina.


About the author

Mani Karthik

Hi, Mani Karthik here. Having lived in USA, India & Middle East, and worked for big MNC’s to startups, I have a lot to share with you. My aim is to help people, by sharing everything I’ve learned in life. This blog is read today, by more than 150K people world over! I currently live in LA, California and visit India occasionally. Here’s my full story. Connect with me on FacebookInstagram, Twitter or WhatsApp (+001-408-489-4785). Happy to help! :)

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