Best International Travel Insurance Plans

With the sustained growth and diversification, tourism has emerged as the fastest-growing economic sector in various parts of the world in recent decades. And this growth in tourism has been a major driving factor for the growth of the travel insurance market.

Best_International_Travel_Insurance_PlansWhile increasing travel has been a common driver among many for their investment in travel insurance, the stringent rules and regulations of various countries, such as the US, Belgium, Luxembourg, France, Norway, Poland and Finland, regarding visa approvals has also been a compelling reason for many other to buy travel insurance. In these countries, possession of a travel health plan is mandatory to obtain a visa. In fact, the global travel insurance market is expected to grow at a CAGR of 11.6% during the period 2016-2020, according to a report, Global Travel Insurance Market 2016-2020: Market Demands, Growth, Shares, Size and Market Future.

However, when choosing a travel plan, make sure it covers you for unexpected medical emergencies, injuries, illnesses and travel risks while you are in the foreign land. Here are a few options from which you can make a choice.

5 Best International Travel Insurance Plans

Let’s start with the first.

Choice America

Offering basic coverage, Choice America is a low-cost insurance plan for non-US citizens traveling to the United States, Mexico or Canada, with limited benefits. Since it does not have any PPO network, you are free to visit any doctor in case of a medical emergency. This plan is best suited for travellers who are more risk averse. However, as a surprise, the plan does offers cruise coverage, amusement park coverage, coverage for the loss of passport and border entry protection coverage.

Inbound USA

Offering up to $130,000 as cover for acute onset of pre-existing conditions, Inbound USA is offered by Seven Corners. It is a fixed dollar based, limited coverage plan that pays a pre-defined fixed dollar amount for every service or treatment. The plan offers coverage from 5 days to 364 days.

Patriot America Plus

A comprehensive plan, Patriot America Plus covers you against any unexpected sickness or injury during international travel. The plan works with a PPO network of doctors and hospitals, which is recommended for better rates and better percentage of coverage. However, you can also choose to go to any doctor or hospital of your choice.

Safe Travels USA – Cost Saver

Administered by Trawick International, Safe Travels USA is a comprehensive plan that covers individuals, families and groups travelling to USA, against any medical emergency. The plan works with a PPO network to cover you against unexpected recurrence of a pre-existing condition up to the first $1,000 of covered expenses.

Visit USA

Administered by TIS, Visit USA is a comprehensive medical coverage plan that offers coverage of $10,000 to individuals up to the age of 64 years, and $2,500 for individuals above 65 years, on the acute onset of pre-existing conditions. The plan can be purchased by any green card holder, irrespective of their visa type. However, this plan covers for your stay in USA only and not any other country.

You can also visit this link to know about many more such options for international travel insurance.

Also read: Best websites to buy travel insurance for US visitors.

About the author

Mani Karthik

Hi, Mani Karthik here. Having lived in USA, India & Middle East, and worked for big MNC's to startups, I have a lot to share with you. My aim is to help people, by sharing everything I've learned in life. This blog is read today, by more than 200K people world over! I'm basically from Kochi, Kerala and spend my time between Los Angeles and India. Here's my full story. Connect with me on FacebookInstagram, Twitter or WhatsApp (+001-408-489-4785). :)

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