Europe is gaining popularity among Indian tourists as a destination for vacations, business, study and more. This is quite evident from the data published by Statista, which states that in 2016, around 325 trips were made from India to Southern and Mediterranean Europe.
The increasing popularity of Europe amongst Indians is further made clear by the fact that in 2015, more than 700,000 applications for Schengen visas were submitted by Indians, which was 140,170 more than the applications filed in the previous year, according to an article published by The Economic Times in August 2017.
A Schengen visa is highly beneficial when you are travelling to Europe, since it allows tourists to visit multiple countries across the continent, without the need to obtain multiple visas. However, to obtain a Schengen visa, one must obtain Schengen Visa Travel Insurance, the proof of which needs to be submitted to the visa issuing authorities to obtain a travel visa.
If you too are planning a visit to Europe, here is a list of the best travel insurance plans that you should consider.
This is a renewable and cancellable comprehensive coverage plan that offers medical insurance coverage and emergency services to the policyholder and their family members, for their trip to Europe from 5 to 187 days. The plan pays 8% for the first $5,000 and 100% afterwards, once the deductible is satisfied. The plan offers $25,000 coverage for acute onset of pre-existing medical conditions during international travel, making this plan a good choice.
Liaison International is a good comprehensive medical coverage plan that is available at an affordable price. The plan covers health-related issues, accidents, baggage loss and any kind of loss during a terrorist act. However, what’s not so appealing about this policy is that it provides coverage only up to a maximum of 45 days, while people aged 65 years and above are not eligible for coverage. But it can be a great plan if you are eligible and planning a short trip to Europe.
Offered by HCC MIS, Atlas America is a travel insurance policy that covers for any unexpected sickness or injury during the trip. Although the policy allows you to go to any hospital of your choice, the insurance provider recommends doctors within the PPO network for better provider rates and percentage of coverage.
Patriot International is a visitor international plan best suited for international travellers visiting countries outside their home country, including the US. However, the travel insurance also meets the requirements for Schengen Visa Travel Insurance and Europe Travel Insurance. The plan has a much wider PPO network, which covers a large of medical facilities, doctors and hospitals in the US.
Administered by HCC Medical Insurance Services, Atlas America is a visitor insurance plan that offers coverage up to $1,000,000 for acute onset of a pre-existing disease to policyholders below 70 years of age and $100,000 for those aged 70-79 years. Other distinguishing features are the waiver of co-insurance when inside the PPO network and direct billing.
Now you have got the five best group travel insurance plans for Europe, enough to make a choice.