In a recent article, Bank Bazar reported, “In a survey conducted by Yatra.com on 5,000 registered email addresses, it was revealed that approximately 90% of travellers booking on their website prefer to make payments for their tickets via credit cards.”
Beside the convenience of cashless transactions, the popularity of travel credit cards can be attributed to many other factors. These include locking the INR to USD exchange rate when you purchase one, so that you do not have to pay more even if the rate rises during you trip.
Loading more than one currency in a card can help those who have a hopping flight to the US. Most travel cards these days also allow easy recharge through mobile applications. And some can also function as debit cards, without being linked to your bank account.
Best Travel Credit Cards for USA
HDFC Travel Credit Cards
JetPrivilege HDFC Bank World Credit Card:
Simply buying this card gets you a complimentary Jet Airways ticket as a welcome benefit. It also includes 5000 JPMiles when the card is used within 90 days of its purchase. If you spend an equivalent of ₹75,000 or more on retail (within 90 days of the card’s purchase) you get another 5000 JPMiles. These miles can be utilized when traveling on Jet Airways and 25 other international airline services. JPMiles also let you upgrade your ticket, if the airline has an upgrade available.
AllMiles Credit Card:
This card provides welcome benefits of 1,000 rewards points and an AllMiles Club membership, which gives you double reward points when using your card on the HDFC AllMiles website. Every ₹150 spent from the AllMiles cards, you get 3 rewards points, that can be converted to airline miles and be redeemed on flight bookings. Every 100 reward points are equivalent to 75 air miles that can be converted to an air voucher worth ₹75. If you do not wish to redeem your points on flight bookings, you can shop for products from the bank’s catalogue or get a Priority Pass membership and gain access to exclusive airport lounges.
Axis Bank Travel Credit Cards
Miles & More Axis Bank Card:
This card has two versions, World and World Select. With these cards, you get privileged travel on 9 airlines, including Lufthansa and Swiss. World cardholders get a welcome bonus of 5,000 miles, plus annual 3,000 miles, while a World Select card holder gets 15,000 miles as a welcome bonus and additional 4,000 annual miles. Retails bills of a minimum of ₹200 (besides movie bookings) entitle you to 6 miles with a World Select card and 4 miles with a World card. You get 20 miles for expenses of ₹200 on movie bookings.
Titanium Smart Travel Card:
Using this cards for your travel expenses entitles you to eDGE Loyalty Reward Points that can be converted to air miles or be used for discounts on select products. You earn 8 points for every ₹200 spent while traveling and 8 points every time you book holiday packages, hotel rooms, flights and more.
For frequent, flyers who can keep a check of collected points and redeem them as and when needed, travel cards are a must have to make the most of each dollar you spend abroad.