About Me

ManiKarthik_TallMani Karthik here…Thanks for visiting. If you are here for the first time, this page will tell you what you will get from this site, and why we should be friends. Read on! 🙂

I’ve been blogging since 2005. What started as a humble blog has grown to become a helpful resource to many. About 150,000 people visit this blog every month and I’m happy to have helped many people with their life. If you have any questions, feel free to ask me here in the forum or WhatsApp me (+0014084894785).

I’m very shy when it comes to talking about myself, but since many people ask and in the interest of transparency, here are some facts about me and why I blog here.

What’s this blog about?

This blog is all about improving your lifestyle – getting smarter, growing rich, being healthy and feeling happy about it. When I started this blog, back in 2005, I used it as a journal of how I did things. Like finding good products, cheaper travel options, good eat out restaurants, how to buy things for lesser prices and things like that. Things that I had a keen interest in.

Initially, there weren’t any readers. It was mostly me and my friends discussing things. But then soon people started noticing and I started to receive comments and suggestions. Some people would add to the content, things that I didn’t know of. Some folks would call me out for some outdated information i posted. Some would just thank me for the info I shared and tell how they liked it. That was the turning point for me.

The feeling of a stranger on the other side of the planet, thanking you for sharing helpful information…the feeling you get when you realize that you helped someone, even though in a small way, was so satisfying for me.

It motivated me.

I started to write more about things I knew, I learned and what people wanted to know. In one way or the other, my intention was (and is) to help people out. This is why I started blogging.

Today, I write about everything that I learn and experiment with. Personal finance, Technology, Life hacks, Health… anything that’ll help us upgrade our lives a notch or two, goes in. Sometimes I goof up. But I’m happy to be sharing all the learning with folks like you. I know someone’s making use of it, somewhere.

Who are you?

Little bit more about me…

Originally from India, I currently live in Los Angeles, California. I’m a blogger and marketing/tech guy by profession. Having lived in 3+ countries, I’ve helped many companies small and big in USA, India and the Middle East help build their brands online.

Why blogging?

Blogging is my passion. Like I mentioned above, I find the idea of sharing with the world, your thoughts and opinion, amazing! It’s like being on the world stage and the whole world listening to you. Being a 90’s kid in India, I’ve been fortunate to have seen the growth of technology. From those clunky CRT monitor desktop computers to the touchscreens of today, we’ve come a long way. And like many in my generation, Technology has been a crucial part of my life and growth.

I recall those days where you had to pay Rs.250 for an hour of Internet at the kiosk (Internet Cafe, as they are called) at my home town in Kerala. I used to be one of those kids who got excited by the sound of modem dialing up for the internet. The internet has always amazed me with its possibilities, right from day one, when I signed up for a Eudora Mail, to this day on Allo. It never ceased to excite me. I started playing with it in hand coded HTML and stuff (remember geocities, lycos etc?) and it has been a natural progression thus far. Blogging happened along the way and I’ve stuck with it ever since.

I believe that blogging and social media can be put to good use, by sharing the information you know and helping others become better people in their daily lives. This blog is the validation to that idea.

How can I contact you?

You can email me at [email protected] or WhatsApp me at +001-408-489-4785. I’m also on Facebook, if that’s your thing.

Do you take money for recommending products?

I try to keep recommendations and suggestions on the articles organic and honest. I never try to promote a brand just because they paid me. I do give companies opportunities to reach out to the audience on this blog by sponsorship and advertisements etc. But I never let them mess up the genuine recommendations. If you see and Ad, it will be marked as one and spaced out from the genuine recommendations I have.

How can I trust you?

You shouldn’t. Not me, or any other recommendation on this or any other site. My aim is to give recommendations towards your research and help you make the best decisions. I try to be honest as possible with my recommendations. This blog and the content on it is an honest attempt to help those looking for information about topics that I am knowledgeable about and in no way is the final word on anything. Please use your judgement wherever necessary. You are free to cross check any information you feel is wrong and debate me on it. I’m very approachable and transparent about it.

How much traffic does this blog get?

About 150K visits every month (as of Sep 2016). People from all over the world visit this blog, and most people are from India and USA. Drop me an email if you need stats. You can also check Alexa which gives a rough estimate (indicative figure, not accurate).

Where are you located? Do you visit India?

I am currently living in Los Angeles, California and visit India often. I’m originally from Kerala.

Can I contribute to you blog?

May be. Depends on how passionate you are about helping other people. Let’s talk and find out.

Can we be friends?

Sure thing. I love meeting new people and helping them. You can either email me on WhatsApp me on +001-408-489-4895. (Please include an intro, so I know who you are 🙂 )


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  • Hi Mani,

    I stumbled upon your blog while searching for some education loans. I must say it was a great help. very clearly described in immensely simple language, which will help a bigger lot to understand and proceed.
    Your efforts are absolutely in the right direction and without further ado, I’m following you everywhere. You are an inspiration for all the youngsters.

    Keep writing and keep shining!

    Warm regards,
    Nav 🙂

    • Thanks you Sachin Sir, Glad to have met you. It’ll be my pleasure to have you around. Please do join the forum where I’m sure you can provide insightful answers to questions (esp the Education related topics).


  • Hi, This is Boopathi ([email protected]) from Erode, TamilNadu, INDIA. Presently i am working in pvt ltd company. My aim is to start systemized, best export company. Last month itself, i started my works towards starting my export company. I am new in this field of export. I want to do it happily. Can you help me to do my export best around the world?

  • Hi, I want to open NRE / NRO account and after looking at the account description in your blog, I have 1 question. If interest earned on NRO account is taxable compared to non taxable interest income in NRE account, why someone will open an NRO account? Even though, I am travelling for few years only, isnt it advisable to open NRE account only?

    • You cannot deposit Rupees from income made in India to NRE account. For example, if you have a house given out for rent, you cannot deposit the money to your NRE account, it is only used for remittance from abroad. Such situations, you will need an NRO account.

  • Hi Mani Karthik,

    Could you please suggest me any good internet plan with better price only for 2 months. I am going to visit ahmedabad (Gujarat, India) thus i need wifi internet

  • Many Thanks karthick .
    My warm regards and appreciation towards ur blog and to your thoughts.
    Thanks for giving a push to me to think differently ….
    Will contact u sooner for some queries and ideas .

  • Hello Kartik.

    Me Anup singh from north India currently working in Los Angeles. I just came back from India before demonetization and I have 6000 rupees (in 500 and 1000 notes). I am puzzled how to exchange these notes. I tried western union and other services here in Los Angeles but nobody willing to exchange that currency because of change. I want to know how I can exchange theses notes. I do not have any plan to go back to India until October 2017. Please advice me.


  • hi karthi
    i have just stumbled upon your blog.
    quite interesting.
    you are a goodhearted person.
    my sincere appreciation to all your efforts.
    you are pride of our nation.
    long live.

  • Hi, this is Varsha Darshini Jain. I am amazed by seeing your helping side. This blog is quite useful for me in many ways.

  • Hi Karthik,
    I am Post graduate with around 3 years of work experience,planning to do a certificate course,can you help me finding out banks giving loan amount of 50000,(father retired govt employee)cant provide any security.thank you

  • I am really inspired you , i am priyanka choudhary , live in india at rajasthan , i want to become an air hostess and now i need to information and knowledge i ‘ve completed gradution 2nd year and perusing last year

  • Gone through your blog. Thank you. My brother is suffering from brain tumour.(recently detected ). Interested in getting treated in my country i.e. India. Please have your expertise advice.
    Subir Bissas.

Mani Karthik

It's all about improving your lifestyle - getting smarter, growing rich, staying healthy and feeling happy about it. Hi, I am Mani Karthik. Originally from India, I currently live in Los Angeles, California. On this blog, I share everything I learn in life, from finance to health and spirituality and everything in between. First time here? Start here. Having lived in 3+ countries, 12+ cities and worked for small & big companies in USA, India and the Middle East, I have a lot to share with you. You can ping me on WhatsApp at +001-408-489-4785 or add to Facebook.

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